• Homeownership Rate Will Continue to Decline

    Posted By Mark Watson on Oct 14, 2016
    Since its peak in 2004, the homeownership rate (HO rate) has declined at a steady pace. There is a growing body of research and analysis on the subject, but the conclusions are mixed.
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  • TRID one year later

    Posted By HousingWire on Oct 07, 2016
    Oct. 3, 2015, was a historic day for the mortgage industry. After several false starts, that date was chosen by the Consumer Financial Protection Bureau as the implementation deadline for its Know Before You Owe rule. Also known as the TILA-RESPA Integrated Disclosure rule, or TRID, it sought to inform borrowers about costs before the closing date.
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  • Knowing the Future - Meet iEmergent

    Posted By Insight on Business on Oct 05, 2016
    iEmergent appeared on the Insight on Business to discuss forecasting trends in the mortgage banking industry.
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  • iEmergent Tells an Evolutionary Tale at Startup Stories

    Posted By Square One DSM on Sep 28, 2016
    Laird and Bernard Nossuli sat down with Mike Colwell of Square One DSM to tell their startup story of entrepreneurship.
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  • Iowa Secretary of State Paul Pate Features iEmergent

    Posted By Bernard Nossuli on Sep 16, 2016
    “As an entrepreneur, you ‘don’t play the game you find; you change the game you play.’”
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  • iEmergent pivots focus from consulting to software

    Posted By Business Record on Sep 14, 2016
    Originally launched as a family-owned consulting business, iEmergent pivoted in recent years into a fast-growing software product company that’s building a national clientele for its innovative mortgage market forecasting tool.
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  • iEmergent Offers Market Intelligence for Mortgage Lenders

    Posted By Silicon Prairie News on Sep 02, 2016
    Did the mortgage crisis of the late 2000s save the real estate industry? iEmergent CEO Laird Hedlund Nossuli thinks it might have. She also thinks her company’s Mortgage MarketSmart app might be laying the groundwork for a more stable real estate market in the future.
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  • Minority Lending: The new business imperative

    Posted By Bernard Nossuli on Jul 20, 2016
    Redlining is at best defined as refusing a loan to someone because they live in an area deemed to be a poor financial risk. In fact, the origin of the word comes from the practice of banks and insurance companies actually drawing red lines around the neighborhoods to avoid.
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