Case Study: Jefferson Bank Strengthens Fair Lending Performance and Expands Outreach

Jefferson Bank operates primarily in the greater San Antonio area, one of the nation’s fastest-growing cities and one of its largest majority-minority markets, where nearly two-thirds of residents identify as Hispanic. In that environment, fair lending and Community Reinvestment Act (CRA) performance are constant areas of focus.

iEmergent's data and tools immediately stood out for its ability to break down lending activity at the census tract level, which could give Jefferson visibility into where loans were being originated, who was driving that activity, and how performance was changing over time.

“It gave us the ability to focus on the areas where we could make the biggest impact,” said Joy LeFlore, SVP, Director of Mortgage Operations at Jefferson Bank.

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Learn how Jefferson Bank improved fair lending performance and expanded outreach using iEmergent's mortgage data and tools.