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Read below for iEmergent's latest opinion about the 2019 mortgage market, and the potential impact of falling interest rates over the last 4 months.

  • We’ve been here before

    Posted By Bernard Nossuli on Feb 15, 2017
    Let's go beyond purchase volume to analyze other factors that make a market a "top" market.
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  • Mortgage Analytics Meets Fantasy Football

    Posted By Bernard Nossuli on Oct 19, 2016
    I had never thought much about the parallel between mortgage analytics and fantasy football until I read this National Mortgage News piece.
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  • Homeownership Rate Will Continue to Decline

    Posted By Mark Watson on Oct 14, 2016
    Since its peak in 2004, the homeownership rate (HO rate) has declined at a steady pace. There is a growing body of research and analysis on the subject, but the conclusions are mixed.
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  • Iowa Secretary of State Paul Pate Features iEmergent

    Posted By Bernard Nossuli on Sep 14, 2016
    “As an entrepreneur, you ‘don’t play the game you find; you change the game you play.’”
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  • Minority Lending: The new business imperative

    Posted By Bernard Nossuli on Jul 20, 2016
    Redlining is at best defined as refusing a loan to someone because they live in an area deemed to be a poor financial risk. In fact, the origin of the word comes from the practice of banks and insurance companies actually drawing red lines around the neighborhoods to avoid.
    Read More

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