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Search, visit, and read our blog for information about our mortgage market forecast, the changing role of data in the mortgage forecast, how lenders can and have used our insight in their businesses, and other thoughts and ideas about the mortgage industry. 

  • Homeownership Rate Will Continue to Decline

    Posted By Mark Watson on Oct 14, 2016
    Since its peak in 2004, the homeownership rate (HO rate) has declined at a steady pace. There is a growing body of research and analysis on the subject, but the conclusions are mixed.
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  • Iowa Secretary of State Paul Pate Features iEmergent

    Posted By Bernard Nossuli on Sep 14, 2016
    “As an entrepreneur, you ‘don’t play the game you find; you change the game you play.’”
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  • Minority Lending: The new business imperative

    Posted By Bernard Nossuli on Jul 20, 2016
    Redlining is at best defined as refusing a loan to someone because they live in an area deemed to be a poor financial risk. In fact, the origin of the word comes from the practice of banks and insurance companies actually drawing red lines around the neighborhoods to avoid.
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  • What Are the Top 10 MSAs by Purchase Volume?

    Posted By Laird Hedlund on Jun 21, 2016
    If you look strictly at purchases, there are no surprises. Look deeper—at speed of growth over the next five years—and you get a different story.
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  • Lenders: Take a Dip in the Homebuyer Pool

    Posted By Bernard Nossuli on May 26, 2016
    Houses can’t buy themselves. Low interest rates can’t shop for homes to buy. Available credit won’t spontaneously buy homes. Households buy homes. And if households don’t buy homes, then mortgages aren’t originated
    Read More

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