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Search, visit, and read our blog for information about our mortgage market forecast, the changing role of data in the mortgage forecast, how lenders can and have used our insight in their businesses, and other thoughts and ideas about the mortgage industry. 

  • 2020 Mortgage Market: Goodbye Second Wind

    Posted By Mark Watson on Mar 11, 2020
    What does the future hold for the U.S. mortgage market in 2020? The year started with a positive economic outlook and record-low interest rates; the best combination of conditions possible for lenders to have a record-setting year. However, the sudden uncertainty and fear accompanying the COVID-19 epidemic is severely rattling financial markets and making a recession seem likely. Only time will tell.
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  • 2020 Preliminary Mortgage Forecast: Political Turbulence with a Mortgage Origination Surge

    Posted By Mark Watson on Oct 26, 2019
    Read about iEmergent's 2020 mortgage outlook, as Mark Watson summarizes the key indicators behind the numbers.
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  • The Next Refi Boom

    Posted By Mark Watson on May 06, 2019
    From mid-November to the end of March, the average rate on fixed-rate mortgages plummeted nearly 90 basis points (0.9%) to 4.06% and the MBA Refinance Application Index nearly doubled. Is this the start of a new refi boom? We don’t think so – at least, not quite yet.
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  • iEmergent's Mortgage Forecast Update: Why We're Staying Put for 2019

    Posted By Mark Watson on Apr 03, 2019
    Despite a decline in interest rates and changes in market application levels, iEmergent forecaster Mark Watson explains why he is not changing the forecast he released in November, which estimates total mortgage originations in 2019 to reach $1.61 Trillion.
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  • Top Three Ways a sales manager used iEmergent Market Opportunity Reports

    Posted By Bernard Nossuli on Mar 15, 2019
    Bernard discusses how an area sales manager utilized iEmergent mortgage opportunity data to improve his business in just six weeks.
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