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Search, visit, and read our blog for information about our mortgage market forecast, the changing role of data in the mortgage forecast, how lenders can and have used our insight in their businesses, and other thoughts and ideas about the mortgage industry. 

  • Revisiting the Purchase Mortgage Generation Rate

    Posted By Mark Watson on Jun 18, 2021
    Chief of Forecasting Mark Watson discusses how the national Purchase Mortgage Generation Rate - or PMGR - continues to march toward a historically sustainable rate of 4 percent. Read more about the PMGR over time, how it has changed in recent years, and - most importantly - how the PMGR in each market follows an unique path over decades.
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  • iEmergent Forecast Update: Coronavirus Leads to Mortgage Originations Record

    Posted By Mark Watson on Dec 04, 2020
    iEmergent projects total mortgage originations to top $4.1 trillion in 2020, which will be the biggest year of mortgage originations in U.S. history. Read more about the impact of the coronavirus on the housing market, and how it contributed to this record year.
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  • Commentary: 2020-2021 Mortgage Origination Forecast Update

    Posted By Mark Watson on Aug 13, 2020
    Despite health, social, political and economic disruption unlike any seen in the past century, mortgage originations soared in 2020 - due to a refinance boom driven by historically-low rates. Purchase mortgage activity may see a drop of as much as 20% as a result of widespread unemployment and economic uncertainty resulting from the COVID-19 pandemic.
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  • Update: Housing and Mortgage Markets Amidst the Pandemic

    Posted By Mark Watson on Jul 09, 2020
    As the COVID-19 pandemic continues, its impact on the housing and mortgage industry is constantly changing - especially in how it effects the size and composition of the homebuyer pool. What does this mean for the 2020 purchase mortgage lending?
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  • COVID-19 Impact on Housing and Mortgage Markets: Part 2 - Homebuyer Pool

    Posted By Mark Watson on May 01, 2020
    The coronavirus will greatly shift the number of U.S. households that are ready, willing, and able to buy a home. This blog provides interesting detail about how COVID-19 will reduce the homebuyer pool, and how the 2020 mortgage lending market will drop considerably as a result.
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