About Our Blog

Search, visit, and read our blog for information about our mortgage market forecast, the changing role of data in the mortgage forecast, how lenders can and have used our insight in their businesses, and other thoughts and ideas about the mortgage industry. 

  • Commentary: 2020-2021 Mortgage Origination Forecast Update

    Posted By Mark Watson on Aug 13, 2020
    Despite health, social, political and economic disruption unlike any seen in the past century, mortgage originations soared in 2020 - due to a refinance boom driven by historically-low rates. Purchase mortgage activity may see a drop of as much as 20% as a result of widespread unemployment and economic uncertainty resulting from the COVID-19 pandemic.
    Read More
  • Update: Housing and Mortgage Markets Amidst the Pandemic

    Posted By Mark Watson on Jul 09, 2020
    As the COVID-19 pandemic continues, its impact on the housing and mortgage industry is constantly changing - especially in how it effects the size and composition of the homebuyer pool. What does this mean for the 2020 purchase mortgage lending?
    Read More
  • COVID-19 Impact on Housing and Mortgage Markets: Part 2 - Homebuyer Pool

    Posted By Mark Watson on May 01, 2020
    The coronavirus will greatly shift the number of U.S. households that are ready, willing, and able to buy a home. This blog provides interesting detail about how COVID-19 will reduce the homebuyer pool, and how the 2020 mortgage lending market will drop considerably as a result.
    Read More
  • iEmergent Update: Coronavirus Impacts on the Housing and Mortgage Markets

    Posted By Mark Watson on Apr 03, 2020
    The U.S. now leads the world in coronavirus cases, and there are no signs of it slowing down soon. As U.S. unemployment claims hit a record high and the world economy shifts in unprecedented ways, there will undoubtedly be a profound impact on housing and lending.
    Read More
  • 2020 Mortgage Market: Goodbye Second Wind

    Posted By Mark Watson on Mar 11, 2020
    What does the future hold for the U.S. mortgage market in 2020? The year started with a positive economic outlook and record-low interest rates; the best combination of conditions possible for lenders to have a record-setting year. However, the sudden uncertainty and fear accompanying the COVID-19 epidemic is severely rattling financial markets and making a recession seem likely. Only time will tell.
    Read More

Subscribe to Our Blog

Use our insight to your advantage:

  • Actionable mortgage market intelligence
  • Straightforward industry analysis
  • Expert insight from iEmergent’s leadership

Subscribe


Other Insights