As a leading mortgage analytics and forecasting firm for more than a decade, we continue to build a library of knowledge based on what we learn from our data, our clients, and our experience. There’s no use in keeping it to ourselves, so this is your resource for information on trends, market data, and forecasts for the lending industry. Check back often for new insights, or subscribe today to get them delivered right to your inbox.

FEATURED INSIGHT

Everyone Out of the Pool
Everyone Out of the Pool

Demand—not supply—is the housing industry's greatest challenge in 2012 and beyond.
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Commentary

Capturing Market Opportunity
Big data can help pinpoint origination market opportunities for lenders out into the future. And it's not pie in the sky—it's here right now.
The Mortgage Continuum
For too long, lenders have managed their production operations without detailed factual analytics pinpointing markets with the highest purchase opportunity. Now it's time for lenders to become real students of their origination markets.
Finding Opportunity Zones
Market forecasting and ranking tools that allow lenders to zoom into housing market metrics can really help identify hot markets in today's chilly production environment.

Market Reports

2017 mortgage market outlook
This report synthesizes key drivers of the mortgage market into insights about the 2017 outlook of purchase mortgage conditions, refinance activity, product complexion, and mortgage credit conditions.
2017 Mortgage Lending by state
This report provides a 2017 national forecast as well as mortgage lending opportunity forecast broken out by state. Also included is a brief analysis of the changing purchase demand for 2017 as well as homebuyer pool.
2017 Executive Economic Report
This report provides detailed analysis, charts and insight in the economic conditions that drive the US mortgage market. Included are insights into GDP, employment, interest rates, income, and inflation.

Blog

Top 10 MSAs by MOI Thumb

Go beyond purchase volume to analyze other factors that make a market a "top" market.
football
I had never thought much about the parallel between mortgage analytics and fantasy football until I read this National Mortgage News piece.
Growth of Households vs. Homeowners
Since its peak in 2004, the homeownership rate (HO rate) has declined at a steady pace. There is a growing body of research and analysis on the subject, but the conclusions are mixed.

iEmergent In the News

trid
Since its peak in 2004, the homeownership rate (HO rate) has declined at a steady pace. There is a growing body of research and analysis on the subject, but the conclusions are mixed.
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Did the mortgage crisis of the late 2000s save the real estate industry? iEmergent CEO Laird Hedlund Nossuli thinks it might have.
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TILA-RESPA Integrated Disclosure rule, or TRID, seeks to inform borrowers about costs before the closing date.

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